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 | Soft-pull PREAPPROVALs - Updated 4/20/21 - myFICO® Forums
Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...
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 | Fortiva doesn't seem so bad? - myFICO® Forums - 5195526
Hello So I am in a rebuild following up from bankruptcy 7 discharged in September 2017. Recently I had an offer for Fortiva credit card at $2500. My highest card besides this was $750 so I really wanted to grab it to help utilization and get some higher balance stuff under my belt. I searched f...
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 | Anyone ever hear of Fortiva credit card? - myFICO® Forums
Got a pre-approval from a card company by the name of Fortiva in the mail today, never heard of them before. Looks like they try to copy Merrick Bank's double your credit limit after 9 months versus Merrick's 6 to 7 months of on time payments. BUT, with Fortiva, the apr is 36%, the annual fee is $17...
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 | Fortiva decrease my CL and closing my account - myFICO® Forums
Re: Fortiva decrease my CL and closing my account It shouldn't affect your credit score unless you have high utilization on other cards/overall. As far as age goes, it won't affect your score at all - it'll remain on your reports for up to 10 years. As far as I'm concerned, they're doing you a favor.
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 | The Bank Of Missouri (TBOM) / Aspire CC Surprise
We hear all about the subprime lenders who do CC's, TBOM being one of them with Milestone, Fortiva, and other similar cards. I have the Aspire and I also have a Genesis Retail Kay's Card with them. Both post to my CR as TBOM I had reason to call them today and I did not need to wait in queue, I ...
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 | Fortiva Lowers Credit limit to 700 from 2850?! No reason.
I am in the middle of a mortgage process and just paid a large amount on my Fortiva card to bring it down to a good utilization. The credit limit was 2850, and my balance was 1800. I paid 1500 to bring it down 2 days ago. Now today Fortiva emails me that my credit limit has been lowered to 700!!...
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 | TBOM Charge off Credit Management Corp - myFICO® Forums
TBOM Charge off Credit Management Corp Back in 2017 I opened a Total Visa account which is apparently owned by The Bank of MIssouri. The account originally had a credit line of 300.00 , I had a series of family and health issues in 2018 and 2019 and it ended up charged off In September 2019 with a balance of $757.
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